:root{--ivy:#234034;--ivy2:#182d24;--brick:#b5482a;--brick2:#93381f;--paper:#faf9f6;
--ink:#26221e;--mut:#6f6a63;--line:#e8e4dc}
*{box-sizing:border-box}
body{margin:0;font-family:-apple-system,"Segoe UI",Roboto,Arial,sans-serif;
background:var(--paper);color:var(--ink);line-height:1.65;font-size:17px}
a{color:var(--ivy)}
h1,h2,h3{font-family:Georgia,"Times New Roman",serif;letter-spacing:0}
.wrap{max-width:920px;margin:0 auto;padding:0 20px}
header{background:var(--paper);border-bottom:3px solid var(--ivy)}
.topbar{display:flex;align-items:center;justify-content:space-between;padding:16px 0;gap:12px;flex-wrap:wrap}
.logo{font-family:Georgia,serif;font-weight:700;font-size:1.3rem;color:var(--ivy);text-decoration:none}
.logo em{color:var(--brick);font-style:normal}
.callbtn{background:var(--brick);color:#fff;text-decoration:none;font-weight:700;
padding:11px 20px;border-radius:4px;white-space:nowrap}
.callbtn:hover{background:var(--brick2)}
nav{background:var(--ivy)}
nav .wrap{display:flex;gap:2px;overflow-x:auto}
nav a{color:#d9e4dd;text-decoration:none;padding:12px 15px;font-size:.93rem;white-space:nowrap}
nav a:hover,nav a.on{color:#fff;box-shadow:inset 0 -3px 0 var(--brick)}
.hero{background:var(--paper);padding:54px 0 20px;border-bottom:1px solid var(--line)}
.hero h1{font-size:2.2rem;margin:0 0 14px;line-height:1.15;color:var(--ivy)}
.hero p{font-size:1.12rem;color:var(--mut);max-width:660px;margin:0 0 22px}
.hero .callbtn{font-size:1.1rem}
.rulebar{background:var(--ivy);color:#fff;padding:22px 0;margin:0}
.rulebar .wrap{display:flex;gap:18px;align-items:baseline;flex-wrap:wrap}
.rulebar .big{font-family:Georgia,serif;font-size:2rem;color:#f0c9a8;white-space:nowrap}
.rulebar p{margin:0;color:#cfdcd4;max-width:620px}
main{padding:46px 0 70px}
h2{color:var(--ivy);font-size:1.5rem;margin:46px 0 12px}
main h2:first-child{margin-top:0}
h3{color:var(--ivy);margin:22px 0 6px;font-size:1.12rem}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:18px;margin:22px 0}
.card{background:#fff;border-left:4px solid var(--brick);padding:22px;border-radius:0 6px 6px 0}
.card h3{margin-top:0}
ul.tick{list-style:none;padding:0}
ul.tick li{padding-left:24px;position:relative;margin:9px 0}
ul.tick li:before{content:"\2014";position:absolute;left:0;color:var(--brick);font-weight:700}
table{border-collapse:collapse;width:100%;margin:16px 0;background:#fff}
th,td{border:1px solid var(--line);padding:10px 12px;text-align:left;font-size:.94rem}
th{background:var(--ivy);color:#fff;font-family:Georgia,serif;font-weight:400}
.cta{border:2px solid var(--ivy);border-radius:6px;padding:26px;margin:40px 0;text-align:center;background:#fff}
.cta h2{margin:0 0 8px}
.cta p{color:var(--mut);margin:0 0 16px}
.note{font-size:.9rem;color:var(--mut);background:#fff;border:1px dashed var(--line);
padding:10px 14px;margin:18px 0}
footer{background:var(--ivy2);color:#a8b8ae;padding:32px 0;font-size:.9rem}
footer a{color:#d9e4dd}
footer .cols{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:24px}
.disclosure{margin-top:20px;padding-top:12px;border-top:1px solid rgba(255,255,255,.14);font-size:.8rem;color:#7e9187}
.sticky-call{display:none}
@media(max-width:640px){
 .hero h1{font-size:1.55rem}
 .rulebar .big{font-size:1.5rem}
 .sticky-call{display:block;position:fixed;bottom:0;left:0;right:0;z-index:50;
  background:var(--brick);color:#fff;text-align:center;padding:15px;font-weight:800;
  font-size:1.05rem;text-decoration:none}
 body{padding-bottom:54px}}
label{display:block;font-weight:600;margin:14px 0 4px}
input,select,textarea{width:100%;padding:11px;border:1px solid var(--line);border-radius:4px;font-size:1rem;font-family:inherit}
button.submit{background:var(--brick);color:#fff;border:0;border-radius:4px;
padding:13px 26px;font-size:1.05rem;font-weight:700;margin-top:16px;cursor:pointer}
button.submit:hover{background:var(--brick2)}